‍‍to me a forum set is making 3 tags

a avatar 150 by 150

a banner size 800 by 250

and a large tag 600 by 500

I like to look around in the scrapkits and find a piece of paper I can use...

or find some free to use wallpaper in search...

we are going to use this one

now we are going to find a lady tube to use....

maybe one sitting down or squatting I found this one

move her around and place her where you want

now lets do the banner

grabbed the paper again and see where you want to place it

this picture is a 600 by 500 so it will not fit a 800 by 250

so we are going to move one to the right

and another one to the left, move them around it they match up

so it is going to look like this

not to worry resize your lady to fit the banner

we are going to go over the end line in the center like it was not even there

it will look like it was a whole page

now for the avatar make it a 250 by 250

add the wallpaper you can resize it to leave it as is

and resize and play around with the lady tube also